Kristin H

Mortgage Underwriter/Processor

Lynn, Massachusetts

Pay negotiable

Want to connect with Kristin?

Writer in Lynn, Massachusetts

KRISTIN HASKELL 10 SURFSIDE ROAD LYNN, MA ...@hotmail.com 978-601-... EDUCATION --... Northern Essex Community College, Haverhill, MA-Medical Assisting Program --... Bethel Center Business School, Haverhill, MA -- Certification Business/Computers 919-924-... Salem State College, Salem, MA – Bachelors Major in Accounting/Finance 919-905-... North Shore Community College, Lynn, MA -- Associates Degree Liberal Arts, Graduated with Honors 919-836-... Lynn English High School, Lynn, MA SKILLS 2008 Internship with North Andover Pediatrics as Medical Assistant Proficient in Medical Terminology, Medical Billing and Medical Practices PROFESSIONAL EXPERIENCE 2013 Ead Financial Services Methuen, MA •Responsible for review of all correspondence to and from the IRS •Responsible for review and complete Offers In Compromise to the IRS •Responsible for review of all required documentation from clients to complete Offer in Compromise •Work closely with clients in order to assist them in obtaining relief from IRS liens and other IRS demands. •Responsible for maintaining up to date files for all tax clients •Responsible for various accounts utilizing QuickBooks as a bookkeeper. --... Bankers Advisory, Belmont, MA Quality Control Underwriter •Responsible for review of all conventional, FHA, VA, MHFA, loans assuring that loans Meet industry standards, FANNIE/FREDDIE •Responsible for working closely with CSRs and banking institutions •Responsible for generating quality control worksheets which show trends of errors for each Separate banking institute. •Responsible for entering findings into the ACES and ACCESS systems. --... First American Mortgage Trust, Brighton, MA FHA Underwriter • Responsible for review/sign off of conditions • Responsible for disclosing all new loans • working closely with Account Representatives, Sales Associates and Underwriters and Borrowers ????•???Works closely with mortgage paying attention to deadlines •? Responsible for processing all FHA Loans ??•? DE Certified • Responsible for both wholesale and correspondent loans ?•? Pipeline of over forty (40) loans ?•? Utilized Encompass 360-2012... Powder House Mortgage Company Inc., Somerville, MA Disclosure Specialist/Pre Underwriter • Responsible for disclosing initial and locked loans • Utilize Encompass 360 • Works closely with loan officers and processing department • Pricing loans • Redisclose all changes in circumstance • Responsible for all title orders •? Utilized Encompass 360 • Responsible for preunderwrite of all files; utilizing DU or LP 2011 Salem Five, Salem MA Post Closing – Compliance • Responsible for reviewing closed loans to meet HMDA requirements • Responsible for quality control of post closing documents in each file ???????????• Works closely with closing department • Geocoding for each file and utilize rate spread calculator 2010 EappraiseIt, Danvers, MA Appraisal Review • Responsible for reviewing and approval of escalated appraisals per industry standards • Responsible for review and signoff of all appraisal conditions • Works closely with mortgage brokers and appraisers paying attention to deadlines --... MortgageIT, Wakefield, MA Mortgage Underwriter II • Responsible for underwriting loans, conventional, jumbo, subprime and commercial • Responsible for review/sign off of all conditions • Review/Signoff of Appraisals • Working closely with Account Representatives, Sales Associates and Loan Processors • Utilize Desktop Underwriter and Loan Prospector • Review title work • Order and review field reviews • Sign off authority of $--... United Guaranty Mortgage Underwriter • Site Assignment: East West Mortgage • Responsible for underwriting all loans with mortgage insurance (conforming and non-conforming loan amounts) as well as underwriting all conventional loans • Utilized Desktop Underwriter, Loan Prospector and CLUES 2005 Wells Fargo Home Mortgage, Danvers, MA Loan Processor • Responsible for processing conventional loans • Responsible for follow up and review of outstanding conditions • Work closely with customers and closing attorneys; Scheduling closing dates • Review title work and flood certifications --... Peoples Mortgage Corporation, Andover, MA DE Underwriter • Responsible for underwriting/processing loans from date of application to closing (conventional, jumbo, government (FHA and VA), construction and subprime, construction and commercial loans) • Underwrite conforming, non-conforming, subprime, second mortgages and government loans according to Fannie Mae, Freddie Mac and investor guidelines • Manage pre-qualification process and clear outstanding conditions • Generate 40-140 loans per month • Daily contact with attorneys, appraisers and brokers • Utilized Desktop Underwriter, Loan Prospector and CLUES • DE Certified • Sign off authority of $330 for conventional loans • Update new investor guidelines in compliance manuals • Data Entry, entering new loans into computer • Responsible for compliance of all loans (welcome letters, 21 days letters, commitment letters, handled the Adverse Action process • Work closely with originators finding specific products for borrowers • Daily contact with clients • Handle walk-in clients --... Family Bank, Ward Hill, MA (TD Bank North) Loan Processor and Receptionist • Process conventional loans • Data Input • Responsible for ordering title work, appraisals and flood certifications • Manage correspondence with borrower, typing commitment letters, 21 day letters etc. • Follow up with customer for conditions • Schedule closings and review appraisals • Daily contact with appraisers, attorneys and brokers • Handled adverse actions and pre-approvals • Review title work • Mail sorting and distribution • Data Input --... U.S. Small Business Administration, Boston, MA Procurement, Word-Processing and Liquidation Dept. • Certificate of Competency Program, ensuring small businesses received Government contracts • Responsible for routing incoming phone calls • Review customer’s applications for correctness • Filing, copying, mail sorting and distribution of mail • Monthly reports, maintaining logs, journals • Word-processing, Dictaphone, and Data Entry • Appointment Scheduling • Responsible for taking Minutes of Meetings REFERENCES References Provided Upon Request


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